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Are you a buying a house?

You’ve set your heart on your dream house and had an offer accepted, it feels like it’s yours already...

Calm down, take a breath, it’s not over yet. Buying a house must be up there with getting divorced as one of the most stressful experiences in your adult life. It needn’t be.

Yes, there are many pitfalls that can be encountered along the way but by understanding the steps of the process you can get a healthy idea of how long it can take.

You can also check out our videos on common problems and how to avoid them, and the ‘do’s and don’ts’ of buying a house.

For more information you can download our Conveyancing Guide.

Read it? OK have a look at some of our videos so you don’t fall into the common traps.

Important steps we will help you with (wheel-buying)

Important steps we will help you with....

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Are you a Buyer?

Buying a house must be one of the most stressful experiences in your adult life. However, it needn’t be, here you can find out how we can help you avoid the pitfalls along the way.

Understanding each of the steps, where you are and where you need to get to can help you to know what is coming, and when the end is in sight.

Click on each step to see a brief summary of what happens at each stage of the process.

Step 1

We'll help you with the paperwork.

Step 2

Time to get your finances sorted

Step 3

Avoiding nasty surprises

Step 4

What exchange actually means

Step 5

You are nearly there

Step 6

The big day!

Step 01

Client Care

We help you through all the paper work.

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Step 01 - Client Care

We help you through all the paper work.

We’ll send you some forms to fill in & we’ll need proof of ID & address. You can send Certified Copies or your actual documents via recorded delivery, we've never lost any documents, so please do not worry.

  • Acceptable forms of ID:
  • Passport (in date and in your current name)
  • Photo Driving Licence
  • Proof of Address:
  • Utility bill
  • Bank Statement

Once scanned on our files we’ll send them straight back to you. Click here to find out why we do this.

Step 02

Money on Account

Money is accounted for in the quote.

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Step 02 - Money on Account

money is accounted for in the quote.

When we send you our Client Care Pack we’ll ask for £300 on account. This is the money we need to do the searches. This money is accounted for in the quote you have received from us.

 

Step 03

Searches

All searches done for you to avoid any nasty surprises.

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Step 03 Searches

All searches done for you to avoid any nasty surprises.

We will do the various searches so that you don’t have any nasty surprises such as Chancel Liabilities, who owns any accesses and who maintains these, if there are any mines or utilities under your land. Searches are essential so you know exactly what you are purchasing. Once these are all back from the relevant authorities we will send you a report. If we have any queries we send these to the Vendors Solicitor to be answered.

Step 04

Contract and Transfer

We'll deal with the vendor's solicitor

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Step 04 - Contract and Transfer

We'll deal with the vendor's solicitor.

These are to documents that we send to the Vendors Solicitor. If they are happy with these then we will arrange an exchange date.

Step 05

Exchange

You are nearly there

 

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Step 05 - Exchange

Nearly there

The exchange is where you can half breathe a sigh of relief. This is the legally binding commitment from yourselves to buy the property and for the Vendor to sell it to you. You cannot be gazumped after this stage. This does not mean the property is yours yet, but it means it will be!

Step 06

Client Care

OK so now you can get excited.

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Step 05 - Completion

OK so now you can get excited.

This date, all being well, is around a week after the exchange. We liaise with the Buyer’s solicitor and once they have transferred the funds to our client account we arrange for the Buyer to pick up the keys from your agent and complete the sale. Of course you’ll need to leave us some fab feedback!

Our wheel above is a great guide - but we know it's almost impossible to print! Click HERE  for an easy all in one version.